A Protect me button, in any app.

Your users get the right cover in one tap. Gem runs the rest. We’re choosing our first partners now. Build it with us.

Start the conversation · Investor? Read our thesis

From one tap to payout.

1. Your user taps Protect me in your app.
2. Gem picks up the chat. It welcomes them from your platform, asks a few questions and recommends the right mix of protection for them.
3. They pay in small weekly payments. They can stop any time.
4. When something happens, Gem takes the claim, a person on our team checks it, and the insurer pays. Their cover can go with them if they leave your app.

Totals, never people.

Your dashboard shows how many users are covered, how many stay, and claims paid, as totals. You never see names, medical details or chat messages.

Build it with our first partners.

No fee to add the button while we pilot.

Built for the apps people work in.

Rider, delivery, marketplace and fintech apps whose users earn one job at a time. Licensed insurers who want cover that people understand and keep.